ZIP 45320 Property Distress & Foreclosure Data
Composite property distress in 45320 (Preble County, Ohio) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (28/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.
The market reads peak — home values rose 4.9% year on year, and 14% higher over three years, at 43/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 15,402 people live here, median age 44. 9.5% of residents fall below the poverty threshold. Home values center near $186,200, an affordability ratio of 2.4× — accessible. Owners hold 76% of homes, renters 24%. Vacancy runs 7.4%. Educational attainment sits at 21% bachelor's-or-above. There are about 7,154 housing units across 45320. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 33% of tenant households. Median household income is $68,740, near the U.S. median near $78,000.
Net-net, 45320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 45320
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Preble County
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Deterministic. Every signal traces to a public dataset · methodology