ZIP 45304 Property Distress & Foreclosure Data

ZIP code 45304 in Darke County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (35/100), structural risk (29/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural risk reads 29/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 17% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

7,624 residents call 45304 home, typically aged 39. Rent burden reaches 21% of tenant households. The typical home is worth about $190,200 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 24/100. 81% of housing is owner-occupied. At $72,014, median income runs near typical U.S. levels. Vacancy runs 3.7%. Around 18% of adults hold a bachelor's degree or higher. There are about 2,955 housing units across 45304. The poverty rate is 6.9% — low.

Overall, 45304 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.