ZIP 45331 Property Distress & Foreclosure Data

ZIP code 45331 in Darke County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 29 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 26% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 10,540 housing units across 45331. The poverty rate is 13.1%. 65% of housing is owner-occupied. Rent burden reaches 31% of tenant households. Vacancy runs 5.4%. Around 17% of adults hold a bachelor's degree or higher. 22,298 residents call 45331 home, typically aged 43. At $53,797, median income runs below typical U.S. levels. The typical home is worth about $166,200 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 29/100.

Overall, 45331 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.