ZIP 45362 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45362 (Darke County, Ohio) returns a low composite of 15/100. The pressure is most legible in construction/permit lag (48/100), structural risk (32/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 32 and live distress 1 on the 0–100 scale.

The peak-phase market in 45362 posted values that rose 3.9% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 554 housing units. Around 10% of renters are cost-burdened. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.8%. Population is roughly 1,164 with a median age of 52. Households earn a median $68,173 — below the roughly $78,000 national figure. Owners hold 86% of homes, renters 14%. Around 9% of adults hold a bachelor's degree or higher. A median home runs $231,500 here, or 3.3 times local income. On demographic stress specifically, 45362 scores 27/100.

Net-net, 45362 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 45362 at the moment; the composite and its components are still built from verifiable records.

The 45362 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45362 stays directly comparable to neighboring ZIPs and the rest of Darke County, Ohio. Nothing here is interpolated — where a source is thin for 45362, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 45362 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 45362 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.