ZIP 45362 Foreclosure, Tax-Lien & Distress Report
Darke County, Ohio · High Vacancy market
Scored purely from public records, 45362 (Darke County, Ohio) returns a minimal composite of 14/100. The pressure is most legible in construction/permit lag (46/100), structural risk (32/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 32 and live distress 1 on the 0–100 scale.
The peak-phase market in 45362 posted values that rose 3.9% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 554 housing units. Around 10% of renters are cost-burdened. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.8%. Population is roughly 1,164 with a median age of 52. Households earn a median $68,173 — below the roughly $78,000 national figure. Owners hold 86% of homes, renters 14%. Around 9% of adults hold a bachelor's degree or higher. A median home runs $231,500 here, or 3.3 times local income. On demographic stress specifically, 45362 scores 27/100.
Net-net, 45362 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 45362 at the moment; the composite and its components are still built from verifiable public records.
The 45362 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 45362 stays directly comparable to neighboring ZIPs and the rest of Darke County, Ohio. Nothing here is interpolated — where a source is thin for 45362, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 45362 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 45362 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 45362 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 45362 distress snapshot
45362 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Darke County ZIP codes
Related reports across Darke County, Ohio
Further distress data across Darke County, Ohio at ZIP, county and state level.
See every distressed parcel in 45362
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Built from public records, scored the same way everywhere · methodology