ZIP 45308 Foreclosure, Tax-Lien & Distress Report

Darke County, Ohio's ZIP 45308 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (35/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. Structural risk reads 35/100 against active distress of 1/100.

The market reads expansion — home values rose 5.6% year on year, and 35% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,376 people live here, median age 43. Home values center near $171,000, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 12% bachelor's-or-above. Owners hold 82% of homes, renters 18%. Vacancy runs 4.3%. There are about 1,755 housing units across 45308. 8.4% of residents fall below the poverty threshold. Rent burden reaches 24% of tenant households. Median household income is $70,744, near the U.S. median near $78,000.

Net-net, 45308 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.