ZIP 45308 Foreclosure, Tax-Lien & Distress Report
Darke County, Ohio · Affordable market
Scored purely from public records, 45308 (Darke County, Ohio) returns a low composite of 15/100. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (34/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. On the structural side it scores 34/100, with 1/100 of stress already active.
Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 35% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 4,376 people live here, median age 43. Home values center near $171,000, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 12% bachelor's-or-above. 82% of housing is owner-occupied. The vacancy rate is 4.3%. The ZIP holds roughly 1,755 housing units. 8.4% of residents fall below the poverty threshold. Around 24% of renters are cost-burdened. Median household income is $70,744, near the U.S. median near $78,000.
Overall, 45308 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 45308 at the moment; the composite and its components are still built from verifiable public records.
The 45308 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45308 stays directly comparable to neighboring ZIPs and the rest of Darke County, Ohio. 45308 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 45308 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For an operator, 45308 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 45308
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 45308 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45308, the same set carried on every parcel.
Neighbouring ZIPs in Darke County
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Related ZIP, county and statewide reads linked to Darke County, Ohio.
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Open 45308 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology