ZIP 45328 Foreclosure, Tax-Lien & Distress Report
Darke County, Ohio · Affordable market
Darke County, Ohio's ZIP 45328 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (32/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Structural exposure scores 32 and live distress 1 on the 0–100 scale.
Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
538 residents call 45328 home, typically aged 35. The typical home is worth about $114,100 (1.7× income, relatively affordable). Around 4% of renters are cost-burdened. The vacancy rate is 11.7% — elevated. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 200 housing units. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $63,594 — below the roughly $78,000 national figure. On demographic stress specifically, 45328 scores 21/100. 5.2% of residents fall below the poverty threshold.
Net-net, 45328 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 45328 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45328 can be compared directly against any other ZIP in Darke County, Ohio or nationwide. Sparse data for 45328 shows as blanks, never estimates, and the score updates on every fresh public filing.
45328's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45328 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 45328 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45328 distress snapshot
Current distress, phase, housing and lender-pressure figures for 45328, drawn from the same report attached to each property.
Adjacent Darke County ZIP reports
Nearest ZIP codes to 45328
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Darke County, Ohio.
Unlock the full ZIP 45328 acquisition report
The full 45328 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology