ZIP 45328 Property Distress & Foreclosure Data

In Darke County, Ohio, ZIP 45328 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural exposure scores 29 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

538 residents call 45328 home, typically aged 35. The typical home is worth about $114,100 (1.7× income, relatively affordable). Rent burden reaches 4% of tenant households. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Around 12% of adults hold a bachelor's degree or higher. There are about 200 housing units across 45328. 66% of housing is owner-occupied. At $63,594, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 21/100. The poverty rate is 5.2% — low.

Overall, 45328 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.