ZIP 45380 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45380 (Darke County, Ohio) returns a low composite of 15/100. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (33/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Structurally it carries 33/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 3.9% year on year, and 24% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5,552 residents call 45380 home, typically aged 43. There are about 2,270 housing units across 45380. At $84,388, median income runs near typical U.S. levels. The vacancy rate is 2.9%. A median home runs $235,300 here, or 2.8 times local income. On demographic stress specifically, 45380 scores 24/100. Rent burden reaches 24% of tenant households. The poverty rate is 5.6% — low. Owners hold 77% of homes, renters 23%. About 25% have a four-year degree.

Broadly, 45380 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 45380 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45380 stays directly comparable to neighboring ZIPs and the rest of Darke County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45380 shows blanks, not estimates, wherever the record is sparse.

The 15/100 for 45380 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45380 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.