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ZIP 45303 Foreclosure, Tax-Lien & Distress Report

Darke County, Ohio · High Vacancy market

ZIP 45303's composite property-distress score is 14/100 - DLRadar classes that as minimal for Darke County, Ohio. Latent structural risk is 32/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (32/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The market reads peak — home values rose 3.9% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 14.1% live below the poverty line. About 2,169 people live here, median age 38. On demographic stress specifically, 45303 scores 25/100. Owners hold 77% of homes, renters 23%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 10% bachelor's-or-above. Around 11% of renters are cost-burdened. Home values center near $134,100, an affordability ratio of 2.3× — accessible. At $54,669, median income runs below typical U.S. levels. There are about 940 housing units across 45303.

Taken together, 45303 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45303 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45303's 14/100 can be lined up against any neighbor in Darke County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 45303 shows blanks, not estimates, wherever the record is sparse.

Behind 45303's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45303 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 45303

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

45303 at a glance

The live 45303 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Darke County

More distress data near 45303

Keep going: ZIP, county and state distress coverage for Darke County, Ohio.

Unlock parcel-level detail for ZIP 45303

The full 45303 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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