ZIP 45303 Foreclosure, Tax-Lien & Distress Report
Darke County, Ohio · High Vacancy market
ZIP 45303's composite property-distress score is 15/100 - DLRadar classes that as low for Darke County, Ohio. Latent structural risk is 32/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (48/100), structural risk (32/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).
The market reads peak — home values rose 3.9% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 14.1% live below the poverty line. About 2,169 people live here, median age 38. On demographic stress specifically, 45303 scores 25/100. Owners hold 77% of homes, renters 23%. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 10% bachelor's-or-above. Around 11% of renters are cost-burdened. Home values center near $134,100, an affordability ratio of 2.3× — accessible. At $54,669, median income runs below typical U.S. levels. There are about 940 housing units across 45303.
Taken together, 45303 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45303 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 45303's 15/100 can be lined up against any neighbor in Darke County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 45303 shows blanks, not estimates, wherever the record is sparse.
Behind 45303's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45303 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45303
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
45303 at a glance
The live 45303 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Darke County
Nearest ZIP codes to 45303
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45303
Keep going: ZIP, county and state distress coverage for Darke County, Ohio.
Unlock parcel-level detail for ZIP 45303
The full 45303 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology