ZIP 45390 Property Distress & Foreclosure Data

ZIP code 45390 in Darke County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The expansion-phase market in 45390 posted values that rose 5.1% over the year, and 11% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 70% owner-occupied to 30% rented. Around 24% of renters are cost-burdened. Households earn a median $46,974 — below the roughly $78,000 national figure. A median home runs $118,100 here, or 2.4 times local income. The ZIP holds roughly 1,500 housing units. On demographic stress specifically, 45390 scores 29/100. About 11% have a four-year degree. The vacancy rate is 11.2%. Roughly 22.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,349 with a median age of 40.

On the whole, 45390 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.