ZIP 45390 Foreclosure, Tax-Lien & Distress Report

ZIP code 45390 in Darke County, Ohio carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 32/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (46/100), structural risk (32/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 11% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 70% of homes, renters 30%. Rent burden reaches 24% of tenant households. Households earn a median $46,974 — below the roughly $78,000 national figure. The typical home is worth about $118,100 (2.4× income, relatively affordable). There are about 1,500 housing units across 45390. On demographic stress specifically, 45390 scores 29/100. Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 11.2%. 22.9% of residents fall below the poverty threshold. About 3,349 people live here, median age 40.

On the whole, 45390 leans distressed, with opportunity clustered in specific stressed parcels. 45390 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 45390 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Darke County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45390 reflects the current record instead of a stale or modeled snapshot.

45390's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45390 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.