ZIP 45388 Property Distress & Foreclosure Data

DLRadar grades ZIP 45388 (Darke County, Ohio) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (30/100), structural risk (28/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. Structural risk reads 28/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

84% of housing is owner-occupied. At $88,750, median income runs above typical U.S. levels. Vacancy runs 1.8%. Around 13% of adults hold a bachelor's degree or higher. There are about 253 housing units across 45388. Rent burden reaches 0% of tenant households. 727 residents call 45388 home, typically aged 32. The poverty rate is 7.3% — low. The typical home is worth about $324,700 (3.2× income, relatively affordable). The demographic-stress sub-score lands at 23/100.

On balance, 45388 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.