ZIP 45826 Foreclosure, Tax-Lien & Distress Report

Mercer County, Ohio's ZIP 45826 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 25/100 against active distress of 1/100. Its standout signals are construction/permit lag (47/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 45826 posted values that rose 3.9% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $99,583, above the U.S. median near $78,000. A median home runs $296,900 here, or 2.8 times local income. On demographic stress specifically, 45826 scores 20/100. Vacancy runs 6.9%. 1.0% of residents fall below the poverty threshold. About 28% have a four-year degree. Around 11% of renters are cost-burdened. Population is roughly 419 with a median age of 32. The ZIP holds roughly 161 housing units. 86% of housing is owner-occupied.

Overall 45826 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 45826 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 45826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45826 reflects the current record instead of a stale or modeled snapshot.

The 12/100 for 45826 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45826 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.