ZIP 45826 Foreclosure, Tax-Lien & Distress Report
Mercer County, Ohio · Distress market
Mercer County, Ohio's ZIP 45826 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 26/100 against active distress of 1/100. Its standout signals are construction/permit lag (49/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 45826 posted values that rose 3.9% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $99,583, above the U.S. median near $78,000. A median home runs $296,900 here, or 2.8 times local income. On demographic stress specifically, 45826 scores 20/100. Vacancy runs 6.9%. 1.0% of residents fall below the poverty threshold. About 28% have a four-year degree. Around 11% of renters are cost-burdened. Population is roughly 419 with a median age of 32. The ZIP holds roughly 161 housing units. 86% of housing is owner-occupied.
Overall 45826 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 45826 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 45826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45826 reflects the current record instead of a stale or modeled snapshot.
The 12/100 for 45826 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45826 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 45826’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 45826 by the numbers
Current distress, phase, housing and lender-pressure figures for 45826, drawn from the same report attached to each property.
Adjacent Mercer County ZIP reports
Explore related distress reports
Other reports tied to Mercer County, Ohio — ZIP, county and statewide.
See every distressed parcel in 45826
Open 45826 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology