ZIP 45826 Foreclosure, Tax-Lien & Distress Report

Mercer County, Ohio's ZIP 45826 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 29/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (29/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $99,583, median income runs above typical U.S. levels. The typical home is worth about $296,900 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 20/100. The vacancy rate is 6.9%. The poverty rate is 1.0% — low. Around 28% of adults hold a bachelor's degree or higher. Around 11% of renters are cost-burdened. 419 residents call 45826 home, typically aged 32. The ZIP holds roughly 161 housing units. 86% of housing is owner-occupied.

On balance, 45826 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.