ZIP 45865 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45865 (Auglaize County, Ohio) lands at 15/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (76/100), structural risk (35/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). On the structural side it scores 35/100, with 1/100 of stress already active.

The market reads peak — home values rose 3.9% year on year, and 29% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 5,415 people live here, median age 39. Median household income is $92,016, above the U.S. median near $78,000. The vacancy rate is 10.9%. The demographic-stress sub-score lands at 22/100. The tenure split is 88% owner-occupied to 12% rented. Around 19% of renters are cost-burdened. There are about 2,313 housing units across 45865. Educational attainment sits at 33% bachelor's-or-above. Home values center near $286,300, an affordability ratio of 2.9× — accessible. 4.0% of residents fall below the poverty threshold.

On balance, 45865 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 45865 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 45865 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Auglaize County, Ohio and the nation. Sparse data for 45865 shows as blanks, never estimates, and the score updates on every fresh public filing.

45865's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 45865 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.