ZIP 45871 Foreclosure, Tax-Lien & Distress Report

ZIP code 45871 in Auglaize County, Ohio carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 34/100, against 1/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (34/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The peak-phase market in 45871 posted values that rose 3.9% over the year, and 38% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $82,632, median income runs near typical U.S. levels. 7.6% of residents fall below the poverty threshold. Rent burden reaches 14% of tenant households. The typical home is worth about $211,700 (2.5× income, relatively affordable). Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Population is roughly 2,091 with a median age of 41. Vacancy runs 1.4%. The tenure split is 75% owner-occupied to 25% rented. There are about 811 housing units across 45871.

Broadly, 45871 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 45871 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 45871's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45871 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 figure for 45871 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45871 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.