ZIP 45340 Foreclosure, Tax-Lien & Distress Report
Shelby County, Ohio · High Vacancy market
In Shelby County, Ohio, ZIP 45340 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Its standout signals are construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Latent structural risk is 40/100 while live distress already moving reads 1/100.
The peak-phase market in 45340 posted values that rose 3.9% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 592 people live here, median age 54. Around 0% of renters are cost-burdened. Home values center near $240,000, an affordability ratio of 2.3× — accessible. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. There are about 353 housing units across 45340. At $91,250, median income runs above typical U.S. levels. Owners hold 94% of homes, renters 6%. About 22% have a four-year degree. DLRadar's demographic-stress index for the area reads 18/100. The poverty rate is 2.9% — low.
Taken together, 45340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 45340 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 45340 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Ohio. Every figure is auditable to a public dataset and refreshed as records update; 45340 shows blanks, not estimates, wherever the record is sparse.
Each component behind 45340 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 45340 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45340’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 45340 by the numbers
The live 45340 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Shelby County ZIPs near 45340
Nearest ZIP codes to 45340
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Further distress data across Shelby County, Ohio at ZIP, county and state level.
Unlock parcel-level detail for ZIP 45340
Get every distressed property in 45340 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology