ZIP 45336 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45336 (Shelby County, Ohio) at a low 18/100 for overall property distress. Structural risk reads 40/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

At $63,125, median income runs below typical U.S. levels. The ZIP holds roughly 32 housing units. The poverty rate is 0.0% — low. Around 0% of renters are cost-burdened. About 11% have a four-year degree. The tenure split is 94% owner-occupied to 6% rented. About 82 people live here, median age 43. The demographic-stress sub-score lands at 18/100. Vacancy runs 10.5%. The typical home is worth about $160,400 (2.1× income, relatively affordable).

On balance 45336 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 45336 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Shelby County, Ohio and the nation. Where the record is thin for 45336, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45336 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 45336 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.