ZIP 45306 Foreclosure, Tax-Lien & Distress Report
Shelby County, Ohio · Distress market
ZIP code 45306 in Shelby County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structurally it carries 40/100, against 1/100 of stress already in motion.
The market reads peak — home values rose 3.9% year on year, and 22% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $255,600 (2.8× income, relatively affordable). Around 6% of renters are cost-burdened. The vacancy rate is 8.1%. On demographic stress specifically, 45306 scores 21/100. The tenure split is 82% owner-occupied to 18% rented. 2.6% of residents fall below the poverty threshold. The ZIP holds roughly 850 housing units. Households earn a median $85,625 — near the roughly $78,000 national figure. Population is roughly 2,283 with a median age of 35. About 26% have a four-year degree.
On balance, 45306 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 45306 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 45306's 18/100 can be lined up against any neighbor in Shelby County, Ohio or any ZIP coast to coast. Sparse data for 45306 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 45306's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 45306 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 45306’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 45306 distress snapshot
A live read on 45306: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Shelby County
Nearest ZIP codes to 45306
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45306
Other reports tied to Shelby County, Ohio — ZIP, county and statewide.
Open the complete 45306 acquisition file
Open 45306 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology