ZIP 45895 Foreclosure, Tax-Lien & Distress Report

Auglaize County, Ohio's ZIP 45895 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 30/100 structural and 1/100 already moving. Leading the profile are construction/permit lag (63/100), structural risk (30/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 3.9% year on year, and 19% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $72,965, near the U.S. median near $78,000. Roughly 9.3% live below the poverty line. On demographic stress specifically, 45895 scores 25/100. The vacancy rate is 5.3%. The typical home is worth about $188,300 (2.5× income, relatively affordable). About 20% have a four-year degree. Rent burden reaches 29% of tenant households. About 17,983 people live here, median age 42. There are about 7,996 housing units across 45895. The tenure split is 74% owner-occupied to 26% rented.

Overall, 45895 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 45895 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 45895 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45895 can be compared directly against any other ZIP in Auglaize County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45895, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 45895 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. For an operator, 45895 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.