ZIP 45806 Property Distress & Foreclosure Data

DLRadar grades ZIP 45806 (Allen County, Ohio) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (23/100), construction/permit lag (8/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). On the structural side it scores 23/100, with 1/100 of stress already active.

The market reads expansion — home values rose 6.7% year on year, and 14% higher over three years (phase confidence 45/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 80% of homes, renters 20%. The vacancy rate is 5.3%. Around 41% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. The ZIP holds roughly 4,639 housing units. About 10,978 people live here, median age 43. 7.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $82,160, near the U.S. median near $78,000. Home values center near $212,400, an affordability ratio of 2.3× — accessible.

Overall 45806 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.