ZIP 45801 Property Distress & Foreclosure Data

DLRadar grades ZIP 45801 (Allen County, Ohio) at a minimal 11/100 for overall property distress. Structural exposure scores 23 and live distress 1 on the 0–100 scale. Property-level stress concentrates in structural risk (23/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The expansion-phase market in 45801 posted values that rose 7.1% over the year, 1.2% off the recent peak, and 24% higher over three years, at 53/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $123,900 here, or 2.4 times local income. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 21,431 with a median age of 38. About 12% have a four-year degree. The tenure split is 55% owner-occupied to 45% rented. Rent burden reaches 44% of tenant households. There are about 9,367 housing units across 45801. Households earn a median $47,442 — below the roughly $78,000 national figure. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 45801 scores 33/100.

On the whole, 45801 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.