ZIP 45801 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45801 (Allen County, Ohio) at a low 17/100 for overall property distress. Structural exposure scores 37 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (56/100), structural risk (37/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (74/100).

The expansion-phase market in 45801 posted values that rose 11.0% over the year, and 24% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $123,900 (2.4× income, relatively affordable). 21.7% of residents fall below the poverty threshold. About 21,431 people live here, median age 38. Around 12% of adults hold a bachelor's degree or higher. Owners hold 55% of homes, renters 45%. Around 44% of renters are cost-burdened. There are about 9,367 housing units across 45801. At $47,442, median income runs below typical U.S. levels. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 45801 scores 33/100.

On the whole, 45801 leans distressed, with opportunity clustered in specific stressed parcels. While 45801 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 45801 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45801 can be compared directly against any other ZIP in Allen County, Ohio or nationwide. 45801 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45801's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 45801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.