ZIP 45808 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45808 (Allen County, Ohio) lands at 17/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (56/100), structural risk (37/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 37/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (74/100)).

Prices here sit in a expansion phase: values rose 11.0% over the trailing year, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 6% of tenant households. 14.6% of residents fall below the poverty threshold. There are about 195 housing units across 45808. About 329 people live here, median age 49. At $75,833, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 22/100. About 6% have a four-year degree. Owners hold 76% of homes, renters 24%. The vacancy rate is 19.1% — elevated. A median home runs $100,700 here, or 1.3 times local income.

Taken together, 45808 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 45808 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 45808 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Allen County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45808 reflects the current record instead of a stale or modeled snapshot.

45808's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45808 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.