ZIP 45817 Property Distress & Foreclosure Data

Allen County, Ohio's ZIP 45817 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (30/100), institutional ownership (10/100), construction/permit lag (9/100). construction/permit lag (9/100) and mortgage stress (5/100) stay muted. On the structural side it scores 30/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a expansion phase: values rose 6.1% over the trailing year, and 21% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 1.7% — low. The demographic-stress sub-score lands at 23/100. The vacancy rate is 5.7%. Around 46% of renters are cost-burdened. 82% of housing is owner-occupied. The ZIP holds roughly 2,543 housing units. At $82,784, median income runs near typical U.S. levels. The typical home is worth about $210,100 (2.4× income, relatively affordable). Around 36% of adults hold a bachelor's degree or higher. 5,820 residents call 45817 home, typically aged 44.

On balance, 45817 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.