ZIP 45881 Property Distress & Foreclosure Data

ZIP code 45881 in Hancock County, Ohio carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (64/100). What sets it apart are the readings on structural risk (38/100), institutional ownership (17/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (7/100) register low. Structural exposure scores 38 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, and 21% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,704 people live here, median age 37. There are about 654 housing units across 45881. Home values center near $154,600, an affordability ratio of 2.2× — accessible. Owners hold 83% of homes, renters 17%. Rent burden reaches 14% of tenant households. Vacancy runs 1.5%. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $65,375, below the U.S. median near $78,000. 8.7% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above.

Net-net, 45881 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.