ZIP 45897 Foreclosure, Tax-Lien & Distress Report
Hancock County, Ohio · High Poverty market
DLRadar grades ZIP 45897 (Hancock County, Ohio) at a low 19/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (64/100). Structurally it carries 45/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 3.9% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $169,600 here. The vacancy rate is 0.0%. The tenure split is 100% owner-occupied to 0% rented. About 32% have a four-year degree. 40.7% of residents fall below the poverty threshold. The ZIP holds roughly 42 housing units. On demographic stress specifically, 45897 scores 32/100. Population is roughly 91 with a median age of 18.
On the whole, 45897 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45897's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 45897 shows blanks, not estimates, wherever the record is sparse.
The 19/100 figure for 45897 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45897 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45897
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 45897 distress snapshot
The live 45897 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Hancock County
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Additional distress intelligence spanning Hancock County, Ohio by ZIP, county and state.
Open the complete 45897 acquisition file
See who owns each distressed property in 45897, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology