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ZIP 44804 Foreclosure, Tax-Lien & Distress Report

Hancock County, Ohio · Affordable market

DLRadar grades ZIP 44804 (Hancock County, Ohio) at a low 19/100 for overall property distress. On the structural side it scores 45/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (64/100). The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 19% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 1.0%. About 32% have a four-year degree. There are about 530 housing units across 44804. Median household income is $92,212, above the U.S. median near $78,000. Home values center near $193,500, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 17/100. 94% of housing is owner-occupied. Rent burden reaches 11% of tenant households. About 1,603 people live here, median age 34. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas.

Overall 44804 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 44804 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 44804's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 44804 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 44804 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 44804 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
45/100
Structural risk
2/100
Distress activity

What is driving ZIP 44804’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk64
44804 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

44804 at a glance

44804 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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