ZIP 45889 Foreclosure, Tax-Lien & Distress Report
Hancock County, Ohio · Distress market
Hancock County, Ohio's ZIP 45889 registers 15/100 composite distress, which DLRadar reads as low. Structural risk reads 34/100 against active distress of 2/100. The pressure is most legible in structural risk (34/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (64/100)).
The market reads peak — home values rose 3.9% year on year, and 39% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 551 housing units. Home values center near $315,200, an affordability ratio of 2.0× — accessible. 3.4% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. Rent burden reaches 100% of tenant households. Around 32% of adults hold a bachelor's degree or higher. About 1,849 people live here, median age 36. Households earn a median $112,083 — above the roughly $78,000 national figure. The vacancy rate is 7.6%. DLRadar's demographic-stress index for the area reads 31/100.
On balance, 45889 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 45889 is not published yet -- the ZIP-level readings above remain fully sourced.
The 45889 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 45889 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Ohio. Where the record is thin for 45889, the field stays empty rather than modeled, and fills in as new documents post.
Behind 45889's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45889 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 45889 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 45889 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Hancock County ZIPs near 45889
Nearest ZIP codes to 45889
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45889
Further distress data across Hancock County, Ohio at ZIP, county and state level.
See every distressed parcel in 45889
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