ZIP 45889 Foreclosure, Tax-Lien & Distress Report

Hancock County, Ohio's ZIP 45889 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 2/100. The pressure is most legible in structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (64/100)).

The market reads peak — home values rose 3.9% year on year, and 39% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 551 housing units. Home values center near $315,200, an affordability ratio of 2.0× — accessible. 3.4% of residents fall below the poverty threshold. Owners hold 96% of homes, renters 4%. Rent burden reaches 100% of tenant households. Around 32% of adults hold a bachelor's degree or higher. About 1,849 people live here, median age 36. Households earn a median $112,083 — above the roughly $78,000 national figure. The vacancy rate is 7.6%. DLRadar's demographic-stress index for the area reads 31/100.

On balance, 45889 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 45889 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 45889 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 45889 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Ohio. Where the public record is thin for 45889, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45889's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45889 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.