ZIP 45840 Property Distress & Foreclosure Data

ZIP code 45840 in Hancock County, Ohio carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (38/100), institutional ownership (17/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (64/100)). The latent-versus-live split is 38/100 structural and 2/100 already moving.

The expansion-phase market in 45840 posted values that rose 5.1% over the year, and 18% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $64,076 — below the roughly $78,000 national figure. The vacancy rate is 6.5%. A median home runs $213,000 here, or 3.2 times local income. Around 33% of renters are cost-burdened. About 33% have a four-year degree. The tenure split is 64% owner-occupied to 36% rented. Roughly 11.6% live below the poverty line. On demographic stress specifically, 45840 scores 28/100. Population is roughly 54,342 with a median age of 39. The ZIP holds roughly 25,499 housing units.

On balance 45840 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.