ZIP 45840 Foreclosure, Tax-Lien & Distress Report
Hancock County, Ohio · Distress market
Scored purely from public records, 45840 (Hancock County, Ohio) returns a low composite of 19/100. Property-level stress concentrates in structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (64/100)). Structurally it carries 45/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 3.9% year on year, and 18% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $64,076 — below the roughly $78,000 national figure. Vacancy runs 6.5%. A median home runs $213,000 here, or 3.2 times local income. Rent burden reaches 33% of tenant households. Educational attainment sits at 33% bachelor's-or-above. 64% of housing is owner-occupied. Roughly 11.6% live below the poverty line. DLRadar's demographic-stress index for the area reads 28/100. 54,342 residents call 45840 home, typically aged 39. The ZIP holds roughly 25,499 housing units.
Overall, 45840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 45840 at the moment; the composite and its components are still built from verifiable public records.
Whether 45840 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45840 can be compared directly against any other ZIP in Hancock County, Ohio or nationwide. Sparse data for 45840 shows as blanks, never estimates, and the score updates on every fresh public filing.
45840's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 45840 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 45840
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45840 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 45840, the same set carried on every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology