ZIP 45858 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45858 (Hancock County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. The split runs 45/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (64/100).

The market reads peak — home values rose 3.9% year on year, and 12% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 79% owner-occupied to 21% rented. Home values center near $196,700, an affordability ratio of 2.5× — accessible. At $66,552, median income runs below typical U.S. levels. Around 14% of renters are cost-burdened. Population is roughly 2,693 with a median age of 42. There are about 1,157 housing units across 45858. Educational attainment sits at 25% bachelor's-or-above. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.9%. On demographic stress specifically, 45858 scores 22/100.

Net-net, 45858 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45858 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 45858 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 45858 stays directly comparable to neighboring ZIPs and the rest of Hancock County, Ohio. Where the public record is thin for 45858, the field stays empty rather than modeled, and fills in as new documents post.

45858's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45858 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.