ZIP 45872 Foreclosure, Tax-Lien & Distress Report
Wood County, Ohio · Affordable market
DLRadar grades ZIP 45872 (Wood County, Ohio) at a low 18/100 for overall property distress. On the structural side it scores 42/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (72/100), flood (NFIP) exposure (68/100). Its standout signals are structural risk (42/100), construction/permit lag (27/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted.
Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 2,082 housing units. Around 12% of renters are cost-burdened. 4,572 residents call 45872 home, typically aged 40. Owners hold 81% of homes, renters 19%. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 8.6%. Median household income is $62,380, below the U.S. median near $78,000. The demographic-stress sub-score lands at 22/100. The typical home is worth about $127,700 (1.8× income, relatively affordable). The poverty rate is 10.5%.
Net-net, 45872 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 45872 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 45872 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45872 reflects the current record instead of a stale or modeled snapshot.
45872's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45872 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45872
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 45872 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 45872, drawn from the same report attached to each property.
Other Wood County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology