ZIP 45815 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45815 (Putnam County, Ohio) returns a minimal composite of 14/100. Structurally it carries 32/100, against 0/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit structural risk (32/100) and institutional ownership (3/100).

The expansion-phase market in 45815 posted values that rose 6.0% over the year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 100% of homes, renters 0%. On demographic stress specifically, 45815 scores 34/100. Around 8% of adults hold a bachelor's degree or higher. Vacancy runs 44.7%, above the national norm and a classic distress-and-opportunity signal. 69 residents call 45815 home, typically aged 35. The ZIP holds roughly 50 housing units. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 45815 leans distressed, with opportunity clustered in specific stressed parcels. 45815 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 45815's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45815 shows as blanks, never estimates, and the score updates on every fresh public filing.

45815's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 45815 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.