ZIP 45856 Property Distress & Foreclosure Data

DLRadar grades ZIP 45856 (Putnam County, Ohio) at a minimal 7/100 for overall property distress. Property-level stress concentrates in structural risk (14/100), construction/permit lag (4/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural exposure scores 14 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 22% higher over three years, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $165,100 (1.9× income, relatively affordable). The poverty rate is 8.9%. 81% of housing is owner-occupied. Vacancy runs 5.0%. 5,290 residents call 45856 home, typically aged 35. Around 23% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. There are about 1,971 housing units across 45856. At $87,292, median income runs near typical U.S. levels. Rent burden reaches 46% of tenant households.

On balance, 45856 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.