ZIP 45844 Property Distress & Foreclosure Data

Putnam County, Ohio's ZIP 45844 registers 7/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 15/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (15/100), construction/permit lag (8/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 5.0% over the trailing year, and 48% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,225 housing units. The poverty rate is 3.0% — low. Around 17% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. 2,905 residents call 45844 home, typically aged 41. The demographic-stress sub-score lands at 21/100. The vacancy rate is 5.7%. 90% of housing is owner-occupied. At $90,917, median income runs above typical U.S. levels. The typical home is worth about $231,300 (2.5× income, relatively affordable).

On balance, 45844 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.