ZIP 45844 Foreclosure, Tax-Lien & Distress Report
Putnam County, Ohio · Distress market
ZIP code 45844 in Putnam County, Ohio carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 31/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (71/100), structural risk (31/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 48% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 1,225 housing units. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. Around 17% of renters are cost-burdened. About 20% have a four-year degree. Population is roughly 2,905 with a median age of 41. The demographic-stress sub-score lands at 21/100. Vacancy runs 5.7%. Owners hold 90% of homes, renters 10%. At $90,917, median income runs above typical U.S. levels. Home values center near $231,300, an affordability ratio of 2.5× — accessible.
On balance, 45844 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 45844 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 45844 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45844 can be compared directly against any other ZIP in Putnam County, Ohio or nationwide. Sparse data for 45844 shows as blanks, never estimates, and the score updates on every fresh public filing.
45844's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45844 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 45844’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45844 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 45844, the same set carried on every parcel.
Neighbouring ZIPs in Putnam County
More distress data near 45844
Other reports tied to Putnam County, Ohio — ZIP, county and statewide.
Open the complete 45844 acquisition file
Pull every distressed parcel in 45844 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology