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ZIP 45853 Foreclosure, Tax-Lien & Distress Report

Putnam County, Ohio · Affordable market

Scored purely from public records, 45853 (Putnam County, Ohio) returns a minimal composite of 14/100. The latent-versus-live split is 32/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (77/100), structural risk (32/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The expansion-phase market in 45853 posted values that rose 6.0% over the year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

72% of housing is owner-occupied. 1,685 residents call 45853 home, typically aged 39. At $84,439, median income runs near typical U.S. levels. Rent burden reaches 7% of tenant households. 1.5% of residents fall below the poverty threshold. About 38% have a four-year degree. DLRadar's demographic-stress index for the area reads 18/100. There are about 581 housing units across 45853. The typical home is worth about $196,100 (2.4× income, relatively affordable). Vacancy runs 1.7%.

On balance, 45853 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 45853 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 45853's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 45853 shows blanks, not estimates, wherever the record is sparse.

45853's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 45853 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

What is driving ZIP 45853’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk40
Another 9 scored dimensions sit behind 45853

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 45853 distress snapshot

45853 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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