ZIP 45848 Property Distress & Foreclosure Data

Composite property distress in 45848 (Putnam County, Ohio) lands at 7/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 14/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (14/100), construction/permit lag (4/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 4.9% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Home values center near $243,300, an affordability ratio of 2.6× — accessible. 2.8% of residents fall below the poverty threshold. Median household income is $79,028, near the U.S. median near $78,000. The vacancy rate is 0.0%. Owners hold 94% of homes, renters 6%. The ZIP holds roughly 45 housing units. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 32% bachelor's-or-above. About 106 people live here, median age 60.

Overall 45848 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.