ZIP 45864 Foreclosure, Tax-Lien & Distress Report

In Putnam County, Ohio, ZIP 45864 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 14/100, with 1/100 of stress already active. Its standout signals are structural risk (14/100), construction/permit lag (4/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 45864 posted values that rose 4.9% over the year (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 185 with a median age of 39. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $76,250 — near the roughly $78,000 national figure. About 31% have a four-year degree. A median home runs $162,500 here, or 2.1 times local income. On demographic stress specifically, 45864 scores 19/100. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 100 housing units. The vacancy rate is 3.8%.

On balance 45864 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.