ZIP 45877 Property Distress & Foreclosure Data

ZIP code 45877 in Putnam County, Ohio carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 14/100 structural and 1/100 already moving. What sets it apart are the readings on structural risk (14/100), institutional ownership (3/100), mortgage stress (2/100). mortgage stress (2/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 15% higher over three years (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 995 housing units. The typical home is worth about $179,200 (2.5× income, relatively affordable). The poverty rate is 3.4% — low. Around 2% of renters are cost-burdened. 2,452 residents call 45877 home, typically aged 43. Around 29% of adults hold a bachelor's degree or higher. At $67,153, median income runs below typical U.S. levels. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 18/100. The vacancy rate is 0.7%.

Overall, 45877 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.