ZIP 45877 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45877 (Putnam County, Ohio) at a minimal 14/100 for overall property distress. Structurally it carries 32/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (32/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

The expansion-phase market in 45877 posted values that rose 6.4% over the year, and 15% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 995 housing units across 45877. A median home runs $179,200 here, or 2.5 times local income. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. Around 2% of renters are cost-burdened. About 2,452 people live here, median age 43. Educational attainment sits at 29% bachelor's-or-above. At $67,153, median income runs below typical U.S. levels. Owners hold 81% of homes, renters 19%. On demographic stress specifically, 45877 scores 18/100. Vacancy runs 0.7%.

Net-net, 45877 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45877 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45877 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45877 can be compared directly against any other ZIP in Putnam County, Ohio or nationwide. The score is rebuilt from public data as it updates, so 45877 reflects the current record instead of a stale or modeled snapshot.

Each component behind 45877 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Treat 45877 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.