ZIP 45805 Foreclosure, Tax-Lien & Distress Report
Allen County, Ohio · Affordable market
Scored on a fixed 0-100 scale, 45805 (Allen County, Ohio) returns a low composite of 16/100. Structural risk reads 34/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Its heaviest discrete signals: construction/permit lag (46/100), structural risk (34/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
Prices here sit in a expansion phase: values rose 11.0% over the trailing year, and 18% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Vacancy runs 4.8%. Owners hold 64% of homes, renters 36%. Population is roughly 24,746 with a median age of 37. Median household income is $65,954, below the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 10,534 housing units. A median home runs $160,600 here, or 2.3 times local income. Around 30% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. 10.0% of residents fall below the poverty threshold.
Overall, 45805 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45805 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 45805 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Allen County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45805 reflects the current record instead of a stale or modeled snapshot.
Each component behind 45805 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 45805 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 45805’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 45805 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45805, the same set carried on every parcel.
Other Allen County ZIP codes
Nearest ZIP codes to 45805
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Related ZIP, county and statewide reads linked to Allen County, Ohio.
Unlock the full ZIP 45805 acquisition report
The full 45805 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology