ZIP 45805 Property Distress & Foreclosure Data

In Allen County, Ohio, ZIP 45805 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 23 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (74/100). Its standout signals are structural risk (23/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, 1.2% off the recent peak, and 18% higher over three years, at 53/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 4.8%. 64% of housing is owner-occupied. 24,746 residents call 45805 home, typically aged 37. At $65,954, median income runs below typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. There are about 10,534 housing units across 45805. The typical home is worth about $160,600 (2.3× income, relatively affordable). Rent burden reaches 30% of tenant households. The demographic-stress sub-score lands at 26/100. The poverty rate is 10.0%.

Overall, 45805 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.