ZIP 45820 Property Distress & Foreclosure Data

Composite property distress in 45820 (Allen County, Ohio) lands at 11/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (23/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 23/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (74/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, 1.2% off the recent peak (phase confidence 53/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $79,643, median income runs near typical U.S. levels. The ZIP holds roughly 239 housing units. Around 0% of renters are cost-burdened. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 5.8% — low. 600 residents call 45820 home, typically aged 35. 83% of housing is owner-occupied. The typical home is worth about $114,500 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 17/100. The vacancy rate is 10.3%.

On balance, 45820 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.