ZIP 45850 Property Distress & Foreclosure Data

In Allen County, Ohio, ZIP 45850 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100). Its standout signals are structural risk (20/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 20/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 34% higher over three years, at 45/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

3,763 residents call 45850 home, typically aged 35. Vacancy runs 7.3%. The typical home is worth about $193,900 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 23/100. Rent burden reaches 29% of tenant households. At $82,454, median income runs near typical U.S. levels. 90% of housing is owner-occupied. The poverty rate is 5.1% — low. There are about 1,455 housing units across 45850. Around 14% of adults hold a bachelor's degree or higher.

On balance, 45850 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.