ZIP 45859 Foreclosure, Tax-Lien & Distress Report

ZIP code 45859 in Hardin County, Ohio carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 10 and live distress 1 on the 0–100 scale. The pressure is most legible in structural risk (10/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.0% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $77,900 (1.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Households earn a median $49,792 — below the roughly $78,000 national figure. Around 28% of renters are cost-burdened. 24.1% of residents fall below the poverty threshold. The vacancy rate is 13.1% — elevated. Educational attainment sits at 4% bachelor's-or-above. 378 residents call 45859 home, typically aged 46. 76% of housing is owner-occupied. There are about 201 housing units across 45859.

On the whole, 45859 leans distressed, with opportunity clustered in specific stressed parcels. 45859 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45859 read uses the identical public-record model applied coast to coast, which means its 5/100 score means exactly what it means anywhere else, and 45859 stays directly comparable to neighboring ZIPs and the rest of Hardin County, Ohio. Sparse data for 45859 shows as blanks, never estimates, and the score updates on every fresh public filing.

45859's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45859 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.