ZIP 45859 Property Distress & Foreclosure Data

ZIP code 45859 in Hardin County, Ohio carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 24/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (56/100), structural risk (24/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $77,900 (1.2× income, relatively affordable). The demographic-stress sub-score lands at 26/100. At $49,792, median income runs below typical U.S. levels. Around 28% of renters are cost-burdened. The poverty rate is 24.1% — high, a tax-stress and distress correlate. The vacancy rate is 13.1% — elevated. Around 4% of adults hold a bachelor's degree or higher. 378 residents call 45859 home, typically aged 46. 76% of housing is owner-occupied. The ZIP holds roughly 201 housing units.

Taken together, 45859 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.