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ZIP 43326 Foreclosure, Tax-Lien & Distress Report

Hardin County, Ohio · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 43326 in Hardin County, Ohio comes in at 5, a minimal composite-distress reading. Property-level stress concentrates in structural risk (10/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 10 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 28% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 12,594 with a median age of 42. A median home runs $153,200 here, or 2.5 times local income. 20.3% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. The ZIP holds roughly 5,680 housing units. Rent burden reaches 32% of tenant households. Owners hold 75% of homes, renters 25%. Median household income is $54,325, below the U.S. median near $78,000. The vacancy rate is 9.1%. On demographic stress specifically, 43326 scores 29/100.

Net-net, 43326 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 43326 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43326 can be compared directly against any other ZIP in Hardin County, Ohio or nationwide. Where the public record is thin for 43326, the field stays empty rather than modeled, and fills in as new documents post.

43326's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 43326 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

5/100
Composite stress
10/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 43326

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk31
43326 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 43326 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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