Hardin County, OH: Foreclosures, Tax Liens & Distressed Properties

Hardin County, Ohio is mapped parcel-to-ZIP by DLRadar's public-record distress engine. County-level credit and bank headwind reads 63/100 — elevated, a sign of lender stress locally. Coverage runs to 16 ZIPs across Hardin County, a minimal 10/100 average. ZIP-level distress ranges from 16/100 at the top down to 5/100.

The expansion-phase county posted home values that rose 6.0% over twelve months, a 34/100-confidence read. Under a rising market, specific ZIPs still slip even as the headline looks strong.

At +6.0% YoY (34/100 confidence), well-bought parcels resell faster which speeds resale of distressed buys. Bank stress at 63/100 is a buyer tailwind: banks under pressure move REO faster.

Distress concentrates in ZIP 43331 (16/100), ZIP 43332 (16/100), ZIP 43347 (16/100), ZIP 43340 (15/100), ZIP 45850 (15/100), ZIP 43345 (13/100) — drill into any for the parcel-level read. Further scored ZIPs: 45896, 43310, 45843, 45810, 43326, 43346, 45812, 45835, 45836, 45859.

Profile-wise, Hardin County's tracked footprint report 13.6% of households below the poverty line, 10.7% of units sitting vacant, household income averaging about $62,833, below the national median, residents with a median age around 37.2, typical home values near $153,607, 81% owner-occupancy. Taken together, they signal who is forced to sell and how readily the market absorbs it.

At 10/100 composite over 16 ZIPs, Hardin County is a screen-by-ZIP market for a disciplined buyer. A DLRadar subscription opens every Hardin County parcel: owner, APN and address, per-parcel scoring with lender exposure and resale velocity.

Whether Hardin County, Ohio carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Hardin County can be compared directly against any county in the country.

Approach Hardin County by rank rather than by average — the 10/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Provenance for Hardin County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

Drilling in, Hardin County's highest-scoring ZIPs are 43331 (16/100), 43332 (16/100), 43347 (16/100), 43340 (15/100), 45850 (15/100), 43345 (13/100). DLRadar also scores 45896, 43310, 45843, 45810, 43326, 43346, 45812, 45835 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Hardin County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.