ZIP 45843 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45843 (Hardin County, Ohio) lands at 11/100 — minimal on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (32/100), structural risk (24/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. On the structural side it scores 24/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 15% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

3,908 residents call 45843 home, typically aged 42. The tenure split is 77% owner-occupied to 23% rented. At $68,438, median income runs below typical U.S. levels. The ZIP holds roughly 1,756 housing units. The typical home is worth about $176,200 (2.2× income, relatively affordable). Vacancy runs 5.2%. Around 5% of renters are cost-burdened. On demographic stress specifically, 45843 scores 22/100. Roughly 13.3% live below the poverty line. Educational attainment sits at 14% bachelor's-or-above.

Net-net, 45843 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45843 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45843's 11/100 can be lined up against any neighbor in Hardin County, Ohio or any ZIP coast to coast. Where the public record is thin for 45843, the field stays empty rather than modeled, and fills in as new documents post.

45843's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 45843 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.