ZIP 45890 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45890 (Hancock County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 45/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (64/100).

The peak-phase market in 45890 posted values that rose 3.9% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 315 housing units. The demographic-stress sub-score lands at 18/100. A median home runs $207,800 here, or 1.8 times local income. The poverty rate is 8.1%. Population is roughly 873 with a median age of 34. Vacancy runs 2.5%. Rent burden reaches 2% of tenant households. Educational attainment sits at 25% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Households earn a median $103,056 — above the roughly $78,000 national figure.

Overall 45890 looks resilient on the surface, so the edge is isolating individual stressed parcels. 45890 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45890 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45890 can be compared directly against any other ZIP in Hancock County, Ohio or nationwide. Where the public record is thin for 45890, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 45890 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45890 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.