ZIP 45890 Property Distress & Foreclosure Data

ZIP code 45890 in Hancock County, Ohio carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 38/100 against active distress of 2/100. What sets it apart are the readings on structural risk (38/100), institutional ownership (17/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.1% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 315 housing units across 45890. DLRadar's demographic-stress index for the area reads 18/100. Home values center near $207,800, an affordability ratio of 1.8× — accessible. 8.1% of residents fall below the poverty threshold. About 873 people live here, median age 34. Vacancy runs 2.5%. Rent burden reaches 2% of tenant households. Educational attainment sits at 25% bachelor's-or-above. Owners hold 83% of homes, renters 17%. Median household income is $103,056, above the U.S. median near $78,000.

Overall 45890 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.