ZIP 43310 Foreclosure, Tax-Lien & Distress Report

Hardin County, Ohio's ZIP 43310 registers 11/100 composite distress, which DLRadar reads as minimal. Structurally it carries 24/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (25/100), structural risk (24/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (5/100).

The market reads expansion — home values rose 5.0% year on year, and 10% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $69,207, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. 89% of housing is owner-occupied. Educational attainment sits at 18% bachelor's-or-above. The poverty rate is 12.1%. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. A median home runs $163,300 here, or 2.2 times local income. 3,090 residents call 43310 home, typically aged 43. Around 12% of renters are cost-burdened. There are about 1,693 housing units across 43310.

On the whole, 43310 leans distressed, with opportunity clustered in specific stressed parcels. While 43310 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 43310's 11/100 can be lined up against any neighbor in Hardin County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 43310 shows blanks, not estimates, wherever the record is sparse.

43310's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 43310 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.