ZIP 45835 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45835 (Hardin County, Ohio) at a minimal 5/100 for overall property distress. The latent-versus-live split is 10/100 structural and 1/100 already moving. The pressure is most legible in structural risk (10/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.0% year on year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 0% of renters are cost-burdened. On demographic stress specifically, 45835 scores 13/100. The poverty rate is 2.5% — low. Around 16% of adults hold a bachelor's degree or higher. At $92,813, median income runs above typical U.S. levels. Owners hold 91% of homes, renters 9%. Home values center near $97,900, an affordability ratio of 1.0× — accessible. The vacancy rate is 0.0%. About 521 people live here, median age 43. There are about 207 housing units across 45835.

Overall 45835 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 45835 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45835's 5/100 can be lined up against any neighbor in Hardin County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 45835 reflects the current record instead of a stale or modeled snapshot.

Behind 45835's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45835 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.