ZIP 45812 Property Distress & Foreclosure Data

Hardin County, Ohio's ZIP 45812 registers 10/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (23/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 23 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.9% year on year, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,938 people live here, median age 30. Owners hold 70% of homes, renters 30%. There are about 836 housing units across 45812. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Home values center near $137,100, an affordability ratio of 2.9× — accessible. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $41,230, below the U.S. median near $78,000. 29.0% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above.

Net-net, 45812 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.