ZIP 45836 Foreclosure, Tax-Lien & Distress Report

ZIP code 45836 in Hardin County, Ohio carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (41/100), structural risk (21/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 21/100 against active distress of 1/100.

The market reads peak — home values rose 4.9% year on year, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $119,700, an affordability ratio of 2.0× — accessible. Median household income is $58,508, below the U.S. median near $78,000. About 1,519 people live here, median age 37. Rent burden reaches 9% of tenant households. Owners hold 77% of homes, renters 23%. There are about 698 housing units across 45836. Vacancy runs 4.2%. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 14% bachelor's-or-above. 18.4% of residents fall below the poverty threshold.

Net-net, 45836 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.