ZIP 45810 Property Distress & Foreclosure Data

DLRadar grades ZIP 45810 (Hardin County, Ohio) at a minimal 9/100 for overall property distress. Property-level stress concentrates in construction/permit lag (22/100), structural risk (19/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Structural risk reads 19/100 against active distress of 1/100.

The expansion-phase market in 45810 posted values that rose 5.1% over the year, and 31% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 65% owner-occupied to 35% rented. Households earn a median $59,065 — below the roughly $78,000 national figure. Population is roughly 7,345 with a median age of 24. Rent burden reaches 44% of tenant households. A median home runs $167,900 here, or 2.7 times local income. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 45810 scores 30/100. There are about 2,830 housing units across 45810. About 32% have a four-year degree. Roughly 15.9% live below the poverty line.

On balance 45810 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.