Hardin County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardin County, OH distress report, 2026: 16 ZIPs scored in Hardin, OH, Hardin, OH average 10/100; the top Hardin, OH ZIP is 43347 at 18/100; Hardin, OH market phase expansion, Hardin, OH prices +6.0% year over year.
- Hardin, OH ranks #3,141 nationally (opportunity index); Hardin, OH #85 in Ohio; Hardin, OH index 21.6.
- Hardin, OH: no CFPB county sample; Hardin, OH non-metro area reading 1.4%.
- Hardin, OH ZIP phases: 11 expansion, 5 peak.
- Hardin, OH residential listings tracked: 11 across 10 ZIPs; Hardin, OH candidate listings 6.
- Hardin, OH HUD assisted properties: 3 with 130 units.
- Hardin, OH lenders on watch: 7; largest Hardin, OH footprint Community First Bank Na (2 branches).
- Hardin, OH most distressed ZIP: 43347 at 18/100.
Hardin, OH figures: DLRadar distress index; Hardin, OH inputs: CFPB, FHFA, HUD, FDIC; Hardin, OH rebuilt as sources refresh.
| Rank | Hardin, OH ZIP | Score |
|---|---|---|
| 1 | 43347 | 18/100 |
| 2 | 43331 | 17/100 |
| 3 | 43332 | 17/100 |
| 4 | 43340 | 15/100 |
| 5 | 45850 | 15/100 |
| 6 | 43345 | 14/100 |
| 7 | 45896 | 13/100 |
| 8 | 43310 | 12/100 |
| 9 | 45843 | 8/100 |
| 10 | 45810 | 7/100 |
| 11 | 43326 | 5/100 |
| 12 | 43346 | 5/100 |
Most distressed Hardin, OH ZIPs (0-100, 2026)
Mortgage delinquency around Hardin, OH
No CFPB county sample covers Hardin, OH; the non-metro area reading for Hardin, OH: 1.4% ninety-plus; Hardin, OH area thirty-to-eighty-nine 3.4% (December 2025, Hardin, OH); Ohio overall 1.0%.
Opportunity index: Hardin, OH
Hardin, OH index 21.6, Hardin, OH phase weak; Hardin, OH primary driver bank institutional, Hardin, OH second driver vacancy. Hardin, OH components: property stress 10.4, foreclosure pressure 8.6, listing discounts 15.7, bank stress 60.1, insurance 0.0; Hardin, OH pulse 25.2; Hardin, OH capital opportunity 16.3.
ZIP market phases inside Hardin, OH
16 Hardin, OH ZIPs carry a price-cycle phase; Hardin, OH ZIPs by phase (Hardin, OH), deepest drawdown first: expansion, +5.0% YoY (Hardin, OH): 43310; expansion, +6.0% YoY (Hardin, OH): 43326, 43346, 45835, 45859; peak, +4.0% YoY (Hardin, OH): 43331; peak, +4.2% YoY (Hardin, OH): 43332; expansion, +5.4% YoY (Hardin, OH): 43340; peak, +4.9% YoY (Hardin, OH): 43345; peak, +4.1% YoY (Hardin, OH): 43347; expansion, +6.1% YoY (Hardin, OH): 45810, 45812; expansion, +5.9% YoY (Hardin, OH): 45836; expansion, +5.5% YoY (Hardin, OH): 45843; expansion, +9.9% YoY (Hardin, OH): 45850; peak, +4.6% YoY (Hardin, OH): 45896.
Residential listings by Hardin, OH ZIP
Hardin, OH ZIPs with the most tracked Hardin, OH residential listings: 43326 3 listings, 3 candidates, bank pressure 61; 43310 2 listings, 2 candidates, bank pressure 67; 43340 2 listings, 0 candidates, bank pressure 65; 45835 2 listings, 0 candidates, bank pressure 65 (Hardin, OH); 45810 1 listings, 0 candidates, bank pressure 62; 45836 1 listings, 1 candidates, bank pressure 63; 43346 0 listings, 0 candidates, bank pressure 65; 45812 0 listings, 0 candidates, bank pressure 62. Hardin, OH totals: 11 listings; Hardin, OH candidates 6; active ZIPs 5.
HUD assisted housing in Hardin, OH
3 assisted properties with 130 units sit in Hardin, OH; largest Hardin, OH properties: Seton Kenton (Kenton) 50 units, 50 assisted; Hardincrest (Kenton) 45 units, 44 assisted; Kenton Village (Kenton) 35 units, 35 assisted in Hardin, OH.
Lenders with branches in Hardin, OH
Hardin, OH lenders by branch count: Community First Bank Na (Hardin, OH): stress 84, 2 branches low in Hardin, OH; Huntington National Bank (Hardin, OH): stress 63, 2 branches low in Hardin, OH; Farmers Nb Of Canfield (Hardin, OH): stress 60, 2 branches low in Hardin, OH; First Citizens Nb Upper Sand (Hardin, OH): stress 77, 1 branch low in Hardin, OH; U S Bank National Assn (Hardin, OH): stress 67, 1 branch low in Hardin, OH; Mt Victory State Bank (Hardin, OH): stress 64, 1 branch low in Hardin, OH; Home S&L Kenton Oh Dba Hslc (Hardin, OH): stress 44, 1 branch low in Hardin, OH.
Vacancy and permits, Hardin, OH
1,193 of 12,917 Hardin, OH housing units are vacant; Hardin, OH permits, twelve months: 3 multifamily units in Hardin, OH, 38 one-to-four unit units.
Work Hardin, OH at the parcel level
Every Hardin, OH parcel carries owner and address; every Hardin, OH parcel carries APN; Hardin, OH distress scores sit on the Hardin, OH live board.
Hardin, OH figures refresh with each source.
Hardin, OH questions
Most distressed ZIP code in Hardin County, OH?
ZIP 43347 leads Hardin, OH at 18/100; next in Hardin, OH: 43331 at 17/100; the Hardin, OH average is 10/100.
Where does Hardin County, OH rank for investment opportunity?
Hardin, OH is #3,141 among all ranked counties, #85 in Ohio; the Hardin, OH driver is bank institutional; Hardin, OH moved down 112 places.
How many mortgages are delinquent in Hardin County, OH?
Hardin, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hardin, OH.
Which banks lend in Hardin County, OH?
7 watched lenders hold Hardin, OH branches; the largest Hardin, OH footprints are Community First Bank Na (2), Huntington National Bank (2), Farmers Nb Of Canfield (2).
More on Hardin, OH
Hardin County, OH distress report: public-record figures for Hardin, OH; not legal advice for Hardin, OH; not tax or investment advice; verify every Hardin, OH record before acting.