ZIP 45807 Foreclosure, Tax-Lien & Distress Report

ZIP 45807's composite property-distress score is 16/100 - DLRadar classes that as low for Allen County, Ohio. Structural exposure scores 34 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (74/100)). Its standout signals are construction/permit lag (46/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 45807 posted values that rose 11.0% over the year, and 21% higher over three years, at 100/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.9%. Home values center near $203,900, an affordability ratio of 2.6× — accessible. Households earn a median $74,387 — near the roughly $78,000 national figure. 83% of housing is owner-occupied. The poverty rate is 5.5% — low. Rent burden reaches 36% of tenant households. Population is roughly 11,631 with a median age of 42. On demographic stress specifically, 45807 scores 25/100. There are about 5,326 housing units across 45807. Around 22% of adults hold a bachelor's degree or higher.

Overall, 45807 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45807 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 45807's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45807 shows as blanks, never estimates, and the score updates on every fresh public filing.

45807's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45807 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.