ZIP 45807 Property Distress & Foreclosure Data

Composite property distress in 45807 (Allen County, Ohio) lands at 11/100 — minimal on DLRadar's public-record scoring. Structural risk reads 23/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (74/100)). The sharpest non-environmental signals are structural risk (23/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 45807 posted values that rose 7.1% over the year, 1.2% off the recent peak, and 21% higher over three years, at 53/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 5.9%. A median home runs $203,900 here, or 2.6 times local income. Households earn a median $74,387 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 36% of tenant households. Population is roughly 11,631 with a median age of 42. On demographic stress specifically, 45807 scores 25/100. There are about 5,326 housing units across 45807. About 22% have a four-year degree.

On balance 45807 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

11/100
Composite stress
23/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 45807

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk74
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Allen County

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